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About InsuranceDico

Independent UK insurance guidance.

InsuranceDico was built to fill a gap in the UK insurance information market. Business insurance, the most commercially significant category for UK companies, has almost no quality independent editorial coverage. Most content is either produced by insurers with a sales agenda or by aggregators optimised for lead generation. InsuranceDico is neither. We provide independent, qualified, source-backed insurance guidance for UK businesses and individuals.

Read more about how we research and write.

How we work

How we research and review every guide

Primary-source research

Every claim, premium range and statistic is sourced from FCA disclosures, ABI member returns, ONS data or named insurer schedules, never marketing material or aggregator pages.

Named, qualified contributors

Every guide is written or reviewed by a Chartered Insurance Institute member, medical underwriter, or former regulated broker. No anonymous content.

Quarterly updates

Every guide carries a visible last-reviewed date. We re-check premium ranges and regulatory references quarterly and republish what's changed.

Editorial vs regulated advice

Our guides are educational. We do not provide regulated financial advice and are not authorised by the FCA to arrange or recommend specific policies.

Regulatory disclosure

Our relationship with the UK insurance industry

InsuranceDico is not authorised or regulated by the Financial Conduct Authority. We are not an insurance broker, IFA, or intermediary. We cannot arrange, recommend or place cover. All content is editorial and informational.

Affiliate model: Some outbound links to comparison panels and providers are affiliate links. Where they are, we mark themrel="sponsored" and disclose the relationship inline. Our editorial selection is unaffected, we do not give better coverage to providers that pay better commission, and we publish guides on providers with no affiliate relationship at all.

Editorial independence: Insurers do not review, approve, or pay for editorial coverage on InsuranceDico. No advertorial. No guest-posted content. No sponsored guides.